Life After Bankruptcy
Talk with a Houston Bankruptcy Attorney
Whatever your reasons for filing for bankruptcy, getting back on your feet
afterwards can feel like a monumental task. Rather than letting embarrassment
or stress over bankruptcy get the best of you, determine that you're
going to move on and create a better future for yourself.
This is not an easy road to travel down alone. One of the most fundamental
pieces to a successful life after bankruptcy is having the right people
on your side. Choosing a Beaumont bankruptcy lawyer can ensure that you
receive supportive counsel unique to your situation.
Best Steps for Financial Recovery
After filing for bankruptcy in Texas, there are a variety of avenues you
can pursue for greater financial peace and a smoother transition to your
new future. One of the first things to do is to maintain a job. By keeping
a steady job, creditors and landlords are more likely to perceive you
as reliable. Being reliable is a crucial factor in the financial world.
Secondly, stay on top of bill payments. Bills can become a black hole –
if you're late on one, it is easy to fall into this pattern with other
bills, as well. Paying your rent in a timely fashion is of the utmost
importance, as this will reflect back on your credit score, for better
or for worse.
Third, start rebuilding your credit. After you've filed for bankruptcy,
the reality is that your credit can only get better, as it has already
hit the bottom. Rebuild your credit by getting a new credit card as soon
as you are ready. It is vital that you make credit card payments on time
and keep finances organized. The best way to do this is simply by paying
off our balance at the end of each month.
Keep these things in mind when choosing a new credit card:
- Obtain a secured credit card
- Choose a credit limit you can handle
- Avoid secured cards that charge high fees
As you begin building back your credit, consider using just one credit
card. Running a balance on multiple cards could be a path to more debt.
Obtaining Legal Assistance - Consult a Bankruptcy Lawyer
These steps look fairly straightforward, but putting them into practice
can be difficult. It is extremely helpful to seek help and direction from
someone who understands the ins and outs of bankruptcy. A Houston bankruptcy
attorney can serve as a guide in your quest for financial stability.
Maida Law Firm, P.C. is passionate about helping individuals get back on
their feet and, with over ninety years of experience in the field, their
Houston & Beaumont bankruptcy lawyers can provide tailored counsel
for your life after bankruptcy.
Call the firm today to schedule your free consultation!