Life After Bankruptcy

Talk with a Houston Bankruptcy Attorney

Whatever your reasons for filing for bankruptcy, getting back on your feet afterwards can feel like a monumental task. Rather than letting embarrassment or stress over bankruptcy get the best of you, determine that you're going to move on and create a better future for yourself.

This is not an easy road to travel down alone. One of the most fundamental pieces to a successful life after bankruptcy is having the right people on your side. Choosing a Beaumont bankruptcy lawyer can ensure that you receive supportive counsel unique to your situation.

Best Steps for Financial Recovery

After filing for bankruptcy in Texas, there are a variety of avenues you can pursue for greater financial peace and a smoother transition to your new future. One of the first things to do is to maintain a job. By keeping a steady job, creditors and landlords are more likely to perceive you as reliable. Being reliable is a crucial factor in the financial world.

Secondly, stay on top of bill payments. Bills can become a black hole – if you're late on one, it is easy to fall into this pattern with other bills, as well. Paying your rent in a timely fashion is of the utmost importance, as this will reflect back on your credit score, for better or for worse.

Third, start rebuilding your credit. After you've filed for bankruptcy, the reality is that your credit can only get better, as it has already hit the bottom. Rebuild your credit by getting a new credit card as soon as you are ready. It is vital that you make credit card payments on time and keep finances organized. The best way to do this is simply by paying off our balance at the end of each month.

Keep these things in mind when choosing a new credit card:

  • Obtain a secured credit card
  • Choose a credit limit you can handle
  • Avoid secured cards that charge high fees

As you begin building back your credit, consider using just one credit card. Running a balance on multiple cards could be a path to more debt.

Obtaining Legal Assistance - Consult a Bankruptcy Lawyer

These steps look fairly straightforward, but putting them into practice can be difficult. It is extremely helpful to seek help and direction from someone who understands the ins and outs of bankruptcy. A Houston bankruptcy attorney can serve as a guide in your quest for financial stability.

Maida Law Firm, P.C. is passionate about helping individuals get back on their feet and, with over ninety years of experience in the field, their Houston & Beaumont bankruptcy lawyers can provide tailored counsel for your life after bankruptcy.

Call the firm today to schedule your free consultation!

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