Beaumont Chapter 13 Bankruptcy Attorney

Call a Houston Bankruptcy Attorney: (409) 234-1490

Chapter 13 bankruptcy is a debt reorganization and repayment plan that allows you to pay off your debt over a three to five-year period. While secured debts such as home mortgage and child support need to be repaid in full, unsecured debts often can be repaid at pennies on the dollar, or possibly even discharged completely

At the Maida Law Firm, P.C., our Beaumont bankruptcy lawyers can offer a free initial consultation to answer your questions about Chapter 13 bankruptcy. We have offices in Beaumont and Houston and serve clients throughout southeast Texas and the Texas Gulf Coast. Ready to discuss your case with a lawyer from the firm? Give us a call today to get started!

Is Chapter 13 bankruptcy the right option for me?

There are several reasons why you may choose to file Chapter 13 bankruptcy instead of Chapter 7. If you are not eligible to file Chapter 7 bankruptcy, Chapter 13 is a great alternative. Chapter 7 bankruptcy may require you to liquidate some of your assets to pay off some of your debts, such as your car or other valuables. In this case, Chapter 13 may be the better option for you to protect your valuables or properties from being taken away.

Other Benefits of Filing Chapter 13

  • It appears on your credit report for a shorter time
  • You are protected from creditor harassment
  • You can reorganize your debts
  • You can pay off only a partial amount of your original debt
  • You can avoid foreclosure on your home
  • You can get a fresh start on your finances

You may be behind in your house payments and in danger of losing your home due to foreclosure. When you file Chapter 13 bankruptcy, you can place your arrearages in your Chapter 13 payment plan and pay it off over five years. You can also strip the lien from a second mortgage if your house is worth less than your first mortgage.

Receive a Free Case Evaluation Today

If you would like earn more about filing or have any questions about Chapter 13 bankruptcy, you can fill out a free case evaluation to get counsel from our Beaumont bankruptcy lawyers. We can offer you the resources and information you need at our firm!

Attorney Frank Maida is Board Certified® in Consumer Bankruptcy Law by the Texas Board of Legal Specialization and he has the credentials to help you solve your case and get you on the right track to financial freedom.

Call a Bankruptcy Attorney in Beaumont or Houston Today at (409) 234-1490!

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