Search Search Previously Answered Questions: Search Results Creditors are constantly calling me, even at work. Is there anything I can do to make them stop? How do I know if I am eligible for bankruptcy? What is the means test? Is it difficult to pass? I just received notice that my home is going to be foreclosed on. Is there anything I can do to stop it? How can I rebuild my credit score? What is a reaffirmation agreement? What is automatic stay? When can a creditor legally garnish my wages and how much can they take? How do I keep my car and home when filing for bankruptcy? What is the difference between a Chapter 7 and Chapter 13 bankruptcy? How does a Chapter 13 repayment plan work and what happens if I cannot keep up with the payments? Creditors are always calling me, threatening to garnish my wages and take my property, but I still cannot repay my debts! How can filing for bankruptcy help me? What possessions could I lose in a Chapter 7 bankruptcy?